Effective Date: 21 February 2026
Welcome to CreditGuideIndia.com. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions.
If you do not agree with any part of these terms, please do not use our website.
1. Use of Website
CreditGuideIndia.com provides informational content related to:
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Credit cards
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Personal loans
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Investments
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Mutual funds
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Stocks
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Credit scores
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Insurance
The content is for informational and educational purposes only.
You agree to use this website lawfully and not for any illegal or unauthorized purpose.
2. No Professional Advice
The information on this website does not constitute financial, legal, or professional advice.
We are not financial advisors, lenders, or investment consultants. Any financial decisions you make are at your own risk.
Always verify information with official financial institutions or consult qualified professionals before taking action.
3. Intellectual Property
All content on this website, including:
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Text
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Graphics
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Logos
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Images
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Website design
is the property of CreditGuideIndia.com unless otherwise stated.
You may not copy, reproduce, or distribute content without written permission.
4. Accuracy of Information
We aim to provide accurate and updated information. However:
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Rates
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Fees
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Eligibility criteria
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Financial policies
may change without notice.
We do not guarantee the accuracy or completeness of any information published.
Users are responsible for verifying details with official sources.
5. Affiliate Links
Some content may include affiliate links. If you click on such links and take action, we may earn a commission at no extra cost to you.
Affiliate relationships do not influence our editorial content.
6. External Links
This website may contain links to third-party websites.
We are not responsible for:
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The content of external websites
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Their privacy policies
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Their terms and practices
Accessing third-party websites is done at your own risk.
7. Limitation of Liability
CreditGuideIndia.com shall not be liable for:
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Financial losses
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Indirect damages
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Consequential damages
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Business interruption
resulting from the use of this website or reliance on its content.
Use this website at your own risk.
8. User Comments
If comments are enabled:
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You are responsible for the content you post
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Offensive, spam, or misleading comments may be removed
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We reserve the right to moderate or delete comments without notice
9. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time.
Changes will be posted on this page with an updated effective date.
Continued use of the website constitutes acceptance of updated terms.
10. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India.
