Privacy Policy

Effective Date: 21 February 2026

Welcome to CreditGuideIndia.com (“we”, “our”, “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website.

Website: https://creditguideindia.com

Table of Contents

1. Information We Collect

When you visit our website, we may collect the following types of information:

a) Personal Information

Name and email address (if submitted via contact forms or comments)
Information you voluntarily provide when contacting us

b) Non-Personal Information

IP address
Browser type and version
Device type
Pages visited
Time spent on pages
Referring website

This information helps us improve our website performance and user experience.

2. Cookies

We use cookies to:

Improve website functionality
Analyze website traffic
Remember user preferences
Serve relevant advertisements

If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies for convenience.

You can disable cookies through your browser settings at any time.

3. Google AdSense & Advertising

CreditGuideIndia.com may display advertisements through Google AdSense or other advertising partners.

Google may use cookies and web beacons to:

Display personalized ads
Measure advertisement performance
Analyze user interaction

You can learn more about how Google uses data here:

https://policies.google.com/technologies/ads

You can opt out of personalized advertising by visiting:

https://adssettings.google.com/

4. Affiliate Disclosure

Some of our articles may contain affiliate links. If you click on an affiliate link and make a purchase or application, we may earn a commission at no additional cost to you.

This does not affect our editorial independence. We strive to provide accurate, unbiased, and transparent financial information.

5. Embedded Content from Other Websites

Articles on this site may include embedded content such as videos, images, or charts. Embedded content behaves in the same way as if you visited the other website directly.

These third-party websites may collect data about you, use cookies, and monitor your interaction according to their own privacy policies.

6. Comments

When visitors leave comments:

We collect the data shown in the comment form
The visitor’s IP address may be collected for spam detection
Comments may be checked through automated spam detection services

Approved comments become publicly visible on the website.

7. Data Retention

Comments and their metadata may be retained indefinitely.
If user registration is enabled, registered users can see, edit, or delete their personal information at any time (except username).
Website administrators can view and edit user information where necessary.

8. Your Data Rights

If you have left comments or submitted personal information, you may request:

A copy of the personal data we hold about you
Deletion of your personal data (except where legally required to retain it)

To make such a request, please contact us through our Contact page.

9. Data Security

We take reasonable security measures to protect your information. However, no online transmission or storage method is 100% secure.

10. Financial Information Disclaimer

CreditGuideIndia.com is an independent informational platform. We do not provide financial advice, issue loans, or offer investment services. Always verify financial information directly with official sources or consult a qualified financial advisor before making decisions.